Buying domestic helper insurance is as easy as purchasing commodities in a grocery. It comes in different packages offering different policies. Based on everything you like and what you need, all you have to do is choose.
With the emerging insurance companies, it is vital to know what to look for in maid insurance. You should carefully consider not only the packaging, but way more the content of the policies they have and the credibility of the business in implementing the insurance.
A major criterion to take into account in buying domestic helper protection may be the insurance company’s credibility. Big companies are more likely to surpass their customer’s expectations weighed against newbies in the business. Check how long the insurance companies have been around in the business, and how they are dealing with their clients . The length of service and the kinds of clientele are strong guarantees of a company’s credibility.
Apart from the credibility foundation of an insurance company, it is very important to scrutinize the insurance policies. Insurance companies have different plans to match the maid’s needs. A simple plan normally includes compensation and hospitalization in case of accidents, but you can find more details to understand.
Some policies cover just the medical care insurance of the maid, although some are the dental insurance. You can find policies which cover all sorts of accidents, oftentimes called full protection, and there are a few which clearly indicates exclusions from the plan coverage. 僱傭公司 Other details like repatriation expense, service allowance insurance, etc. and only the domestic helper vary from one insurance policy to some other.
Domestic helper insurance also protects not only the maid but also the employer. The employer may also claim insurance from loss in the event of theft and fraud. And some insurance firms even offer protection from unauthorized use of International Direct Dialing system. The employer may also choose to be protected in the event his domestic helper is suffering from some illnesses or accidents.
Before investing in a maid insurance, it is necessary to weigh which policy is cost efficient and appropriate. The cost of buying the policy ought to be beneficial to the very best interest of both the maid and the employer. It will provide a worry free relationship between both parties especially during unfortunate events.
Lastly, the terms and conditions of buying a domestic helper insurance should be read carefully. Every detail of the agreement should be understood by all parties.